|

Direct Benefit to the Customer
- Fast and simple application process
- On-the-spot credit decisions
- Consistent credit approvals starting at 590 FICO score
- Immediate access to lump sum of cash or revolving credit line
- Ability to make repeat purchases at your location
- Easy-to-use online account management and bill payment options
- Convenient monthly payments
- Opportunity to pay for their merchandise over time
- Stable, reliable financial services

|

Direct Benefit to the Business
- On-the-spot credit decisions for customers with fair credit
- Fast deposit of funds (from 3-14 days)
- Prompt Koinerr Finance program support for your inquiries
- Quick program implementation
- Advertising support
- Relationship support for your program
- Rapid, secure transaction processing methods
- Simple, electronic application process

|