Service

Offering consumer financing is proven to provide businesses with a world of benefits. Your business model no longer has to hinge on a tiny subset of clients who have instant cash to purchase your product or service. From home improvement and automobile sales to cosmetic surgery or legal fees, give your customers the option to pay now or pay later with a financing program that suits them. This way, your potential for business growth is limitless.

With consumer financing, you can:

 

  • Provide affordable financing options to a wide array of clients
  • Increase foot traffic and repeat business
  • Build brand awareness surrounding finance promotions
  • Generate customer loyalty
  • Boost sales in a shorter time period

 

Direct Benefit to the Customer

  • Fast and simple application process
  • On-the-spot credit decisions
  • Consistent credit approvals starting at 590 FICO score
  • Immediate access to lump sum of cash or revolving credit line
  • Ability to make repeat purchases at your location
  • Easy-to-use online account management and bill payment options
  • Convenient monthly payments
  • Opportunity to pay for their merchandise over time
  • Stable, reliable financial services

Direct Benefit to the Business

  • On-the-spot credit decisions for customers with fair credit
  • Fast deposit of funds (from 3-14 days)
  • Prompt Koinerr Finance program support for your inquiries
  • Quick program implementation
  • Advertising support
  • Relationship support for your program
  • Rapid, secure transaction processing methods
  • Simple, electronic application process